I hate keeping budgets, they just don’t work for me. Budgets don’t work. There, I said it. I’m Canada’s Money Coach, and budgets just don’t work. What they do is make you feel like a loser. Here’s how: First, set up a tight budget for yourself and then at the…
Coulda woulda shouda, but didn’t. We’ve all been there, and thought, “I should have seen this coming, I’m not stupid.” Of course, you’re not, you just learning from hindsight, which is always 20/20. As Canada’s Money Coach, a lot of my clients come to me when their money matters are…
Dig savings out of your taxes ONE – Re-assess your Property Taxes If the property values in your community have fallen significantly, make sure that your tax assessment is in line with the values, so that you benefit from the savings. What’s your property value? Here’s how you can check.…
Find Extra Money at Work … Raises Congratulations, you got a raise. As a result of the raise (and we all deserve one,) you can put extra money right into your savings account. You lived on less before, right? Where will those extra dollars make the biggest impact? In your…