Coulda woulda shouda, but didn’t. We’ve all been there, and thought, “I should have seen this coming, I’m not stupid.”
Of course, you’re not, you just learning from hindsight, which is always 20/20.
As Canada’s Money Coach, a lot of my clients come to me when their money matters are in a mess and their hindsight has kicked in. They need help to understand how they got there, and more importantly how they can get out.
You don’t have to be in a financial maelstrom to get hindsight either. For example, what if you heeded the 52-week challenge a year ago? Chances are you could be on a beach right now, not freezing at a bus-stop on your way to work.
Similarly, what if you’d shopped with a list every week? In contrast to wandering up and down the grocery aisles and picking up expensive treats (those macadamia nuts!) and extra condiments that will sit in your pantry with their twins. You’d have trimmed your grocery bill, and still have all you need.
Hindsight is never wrong. It teaches a good lesson. By the same token, lessons can be hard to grasp and it is difficult to change the habits that you took a lifetime to learn. Like not spending more than you earn, shopping with cash only, or building a budget for a big event, not just asking how much?
Money Coaches see this all the time, and we’re not immune either, I’ve made some gaffes that had me uttering the same words as you: “If I’d only taken their advice, I wouldn’t be in the mess I am in right now.”
Stop now. Look at your money matters and ask who’s in charge? I hope it’s you. If not, there’s a problem. Fix it now. Get advice from an expert, and you know what? Follow it. Experts may cost you in time and money, but it’s worth it. I know, I’ve been there too.
Canada’s Money Coach, always here to help you stay in charge of your money. #Payforadvice that will make a difference in your now, and your future.
Give me a call today to find out how. 613-875-5834